> For the complete documentation index, see [llms.txt](https://docs.eiva.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.eiva.money/deposit-limit.md).

# Deposit limit

The vaults take up to 250,000 USDC in total at launch. That's the deposit limit.

It rises by 250,000 USDC whenever deployed capital has been at or above 60% of deposits for one full cycle of 27 days. It never goes down, and Eiva may raise it sooner. In short, the limit rises as deployment grows.

Why there's a limit: interest is owed on every deposited dollar, but fees are only earned on deployed dollars. Keeping deposits in step with the invoices we can fund keeps the rate covered.

Capacity is the limit minus the principal of every active note. Compounded interest counts as principal, so it uses capacity like a new deposit. The app and the ledger show it. Open can take up to 25% of the limit, 62,500 USDC at launch; the 6 and 12 month vaults share the rest. When there's no capacity left, the vaults show Full.


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