> For the complete documentation index, see [llms.txt](https://docs.eiva.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.eiva.money/what-you-hold.md). # What you hold What you hold is a note issued by Eiva Receivables 1 Ltd. It records that the company owes you your principal plus interest at a fixed rate, paid monthly. If you turn on autocompounding, each month's interest is added to that principal instead of being paid out. It isn't a token. Nothing is minted, there's nothing to hold in a wallet, and there's nothing to sell. It can't be transferred to anyone else. You're repaid to the wallet you deposited from: when you withdraw from Open, at maturity on the 6 and 12 month notes, or earlier if you redeem with notice. \[Legal form and governing terms, governing law, whether the note is secured on the invoices, and its ranking against the intercompany loan from Orthyrus Ltd: solicitor] \[Note terms to cover monthly payment dates and optional autocompounding, interest credited to principal: solicitor] The full terms are in the note agreement you sign in the app. The memorandum, available after you register, has the detail behind them. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation by asking a question. Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters: ``` GET https://docs.eiva.money/what-you-hold.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `automate deployments from our CI pipeline` lets GitBook tailor the answer to that use case. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.